Sample report · some sections blurred
Home Health Scan
HOME HEALTH SCAN
UK Property Health & Climate Resilience Report
UK-0S4MPLE0-HS
06 August 2026
DETAILED ANALYSIS REPORT

Auldhouse, Laide, Achnasheen, Highland

IV22 2NP

Sample listing
OVERALL HEALTH GRADE
C+
RECOMMENDATION: PROCEED WITH CAUTION

Every report ends with a clear recommendation — Proceed, Proceed with caution, or High risk.

BIGGEST RISK
Energy Efficiency
POOR · 22/100

EPC Band G — the lowest possible rating. Solid stone walls, likely single-glazed timber sashes in places, and off-grid heating (oil, LPG or electric panels) will push annual energy costs into the £3,000–£5,000 range without major fabric upgrades.

BIGGEST OPPORTUNITY
Access to Green Space
OPTIMAL · 96/100

Surrounded by crofting land, Gruinard Bay beach 5 minutes' walk, and Beinn Eighe / Inverpolly NNRs within an hour's drive. Dark-sky quality among the best in the UK.

MORE HIDDEN RISKS
WalkabilityPOOR · 28/100

Village has a community hall and shop within walking distance, but realistically a car is essential. Nearest supermarket 18 miles (Gairloch), Inverness 65 miles. Bus service is sparse and seasonal.

Water ResilienceGOOD · 78/100

Scottish Water Wester Ross supply zone is not water-stressed; abundant rainfall (~1,800mm/yr). Confirm whether the property is on the public main or a private supply / borehole — common in this postcode.

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Report reference   UK-0S4MPLE0-HS
Issued   06 August 2026
https://www.rightmove.co.uk/properties/174488138
SECTION 1

Summary

A traditional 4-bed detached freehold cottage (872 sq ft) in the crofting village of Laide on Gruinard Bay, NW Highlands. Listed £20k below Home Report value at £145,000 with declared EPC Band G. Clean air, abundant green space and very low flood exposure are offset by serious energy-efficiency, off-grid heating-cost and storm-exposure issues that will dominate running costs and the survey conversation.

SECTION 2

Risk Assessment

Each vector is scored 0-100 (higher is healthier) and rated OPTIMAL, GOOD, CAUTION or POOR.

Air QualityOPTIMAL · 94/100

Remote Wester Ross location with no AQMA within 50km. NO2 and PM2.5 sit well under WHO guideline values year-round; only local wood/peat smoke from neighbouring crofts is a marginal indoor concern in winter.

Flood RiskGOOD · 82/100

SEPA flood maps show no fluvial or pluvial risk at the plot. Coastal surge zone for Gruinard Bay sits below the village line; the property is set back from the shore on rising ground.

Access to Green SpaceOPTIMAL · 96/100

Surrounded by crofting land, Gruinard Bay beach 5 minutes' walk, and Beinn Eighe / Inverpolly NNRs within an hour's drive. Dark-sky quality among the best in the UK.

Water ResilienceGOOD · 78/100

Scottish Water Wester Ross supply zone is not water-stressed; abundant rainfall (~1,800mm/yr). Confirm whether the property is on the public main or a private supply / borehole — common in this postcode.

Overheating Risk (2050)OPTIMAL · 90/100

Latitude 57.8°N and Atlantic exposure keep summer max temps modest even on 2050 projections. CIBSE TM59 thresholds unlikely to be breached; the climate risk here is cold, wet and windy, not hot.

Energy EfficiencyPOOR · 22/100

EPC Band G — the lowest possible rating. Solid stone walls, likely single-glazed timber sashes in places, and off-grid heating (oil, LPG or electric panels) will push annual energy costs into the £3,000–£5,000 range without major fabric upgrades.

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WalkabilityPOOR · 28/100

Village has a community hall and shop within walking distance, but realistically a car is essential. Nearest supermarket 18 miles (Gairloch), Inverness 65 miles. Bus service is sparse and seasonal.

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SECTION 3

Climate Risk Forecast 2050

How key climate stressors at this postcode are projected to evolve by 2050 under the UKCP18 medium-emissions scenario (RCP 6.0).

Factor
Today
By 2050
Outlook
Overheating
Very Low
Low
NW Highlands stay among the coolest parts of the UK. Even +3°C summer warming leaves indoor comfort well within CIBSE TM59 limits — overheating is not a material risk here.
Storm & wind-driven rain
High
Very High
Atlantic depressions are projected to deepen and shift north. Expect more frequent 80+ mph events on this stretch of coast; harling, slates and rainwater goods will need shorter maintenance cycles.
Coastal erosion & sea-level rise
Low
Low-Moderate
Plot sits above the active shoreline so direct erosion risk is minimal to 2050. Watch for access-road exposure on the low-lying coastal stretches into the village.
Energy cost exposure
High
High
Off-grid heating + EPC G means the home is structurally exposed to oil/LPG price spikes. A retrofit pathway (fabric first, then air-source heat pump) is the only durable hedge; ECO4 / Home Energy Scotland grants may apply.🔒
Flooding
Low
Low
Inland elevation and well-drained crofting land keep fluvial and pluvial risk minimal; only surface water from intense rainfall events warrants monitoring of gutters and the access track.🔒
SECTION 4

Material Risk Assessment

Likely construction materials and condition risks inferred from listing photos, build era, EPC data and UK building stock patterns.

Attribute
Detail
Construction era
Traditional Highland cottage, extended (likely original core c. 1880–1920)
Wall construction
Solid stone / rubble masonry, harled — uninsulated as standard for the era
Roof type
Pitched, likely slate over softwood structure — confirm condition and underlay age
Glazing
Mixed — assumed part double-glazed in extension, original timber in older sections
Heating fuel
Off mains gas — assume oil, LPG or electric (storage / panel heaters). Confirm with agent.
EPC rating
G (declared in listing)
RISK INDICATORS
Indicator
Level
Lead pipe probability
65%
Visual damp / mould score
Likely - wind-driven rain on west elevation, low EPC, solid walls
Asbestos era risk
High

Pre-WWI Highland stone cottages of this size are almost always solid-wall with no cavity, on shallow foundations, with a mix of original and 1960s–80s extension fabric. Listing explicitly notes 'would benefit from some further upgrading and remedial works'. Expect: dated wiring (request EICR), aged heating system (oil tank if present needs Bund + age check), probable Artex/AIB in 1970s+ extension ceilings, and meaningful lead pipework probability on the rising main. Wester Ross prevailing south-westerlies drive wind-driven rain hard into harled walls — pointing, harling condition and rainwater goods are the top survey items. Council Tax noted as currently rated as a holiday let (non-domestic) — band will be re-set on completion; budget for a Band C–D equivalent.

SECTION 5

Recommended Actions

  1. 01Get the full Home Report and EPC recommendations report — at Band G the EPC will list specific fabric and heating upgrades with indicative costs.
  2. 02Apply to Home Energy Scotland for a free retrofit assessment and check ECO4 / Warmer Homes Scotland eligibility before committing to any heating replacement.
  3. 03Specify a Level 3 building survey with explicit checks on roof slates, harling/pointing on the west elevation, chimney flashings, oil tank (if fitted) and any signs of rising/penetrating damp.
  4. 04Commission an EICR and a heating-system age/condition report — Band G properties commonly have 1970s–80s wiring and storage heaters at end-of-life.
  5. 05Budget £450–£900 for lead rising-main replacement by Scottish Water if not already upgraded; ask the seller for water-supply confirmation (mains vs private).🔒
  6. 06Price in a fabric-first retrofit envelope: internal wall insulation, loft top-up to 300mm, draught-proofing and secondary glazing on retained timber sashes — typical £15–25k spend to lift EPC into D/E and halve running costs.🔒
  7. 07Confirm with Highland Council the post-completion council tax band — current 'holiday let' non-domestic rating will not carry over to a residential owner-occupier.🔒
SECTION 6

What to Ask Your Surveyor

Property-specific checks to hand to your RICS surveyor if you commission a Level 2 or Level 3 home survey.

  • Q1Inspect the west-facing harling and stone pointing for wind-driven rain damage, spalling and open joints — flag any areas needing re-harling or lime repointing.
  • Q2Assess roof slates, ridge, chimney flashings and underlay age; estimate remaining service life and cost of a like-for-like slate re-roof.
  • Q3Confirm heating system type, age and condition (oil tank bund compliance, LPG or electric), and report on the age and safety of the consumer unit / wiring — request or commission an EICR.🔒
  • Q4Check for rising and penetrating damp on all ground-floor solid walls, particularly the west and north elevations, using a calibrated meter and thermal imaging where possible.🔒
  • Q5Identify likely asbestos-containing materials in the 1970s–80s extension (Artex, AIB ceilings, vinyl floor tiles) and advise on management or removal.🔒
  • Q6Confirm the rising main material at entry — flag suspected lead pipework and quote replacement to the internal stop-tap.🔒
  • Q7Comment on loft insulation depth, ventilation and any signs of condensation in the roof void; advise on top-up to 300mm without blocking eaves ventilation.🔒
SECTION 7

Likely Maintenance Costs (3–5 years)

Indicative UK cost ranges for the highest-probability spends on this property over the next 3–5 years, based on inferred fabric, services, EPC and risk scores.

Item
Timing
Est. £ range
Confidence
Heating system replacement
Replace ageing oil boiler / storage heaters with modern system or ASHP (fabric permitting).
1-3 yrs
£4,500£12,000
High
Rewire / EICR remedials
Full or partial rewire likely given 1970s–80s consumer unit and wiring era.
1-3 yrs
£3,500£7,500
Medium
Lead rising main replacement
Replace lead rising main to internal stop-tap via Scottish Water.
1-3 yrs
£450£1,200
High
Repointing & harling repair
Lime repoint and patch harling on west/north elevations after wind-driven rain damage.
3-5 yrs
£2,500£6,500
Medium
Roof repairs / partial re-slate
Localised slate replacement, ridge and flashing repairs; full re-roof if underlay is failed.
3-5 yrs
£3,000£15,000
Medium
Damp proofing & ventilation
Address penetrating damp on solid walls plus improve loft and subfloor ventilation.
1-3 yrs
£1,500£4,500
Medium
External decoration
Repaint harling, timber windows and rainwater goods on 5-year cycle.
3-5 yrs
£1,800£3,500
High
Total (3–5 yrs)
£17,250£50,200
Assumptions. Assumes ~872 sq ft detached traditional stone cottage in NW Highlands using national UK 2025 tradesperson rates (Highland uplift can add 10–20%). Excludes elective refurbishment (kitchen, bathroom, extensions) and any grant offsets from ECO4 or Home Energy Scotland. Ranges are indicative, exclude VAT-free grant offsets, and are based on standard UK 2025 cost bands — actual costs depend on survey findings, regional labour rates and specification.
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Sample notice. This preview mirrors the PDF Detailed Analysis report you'll receive after unlocking. Selected sections are blurred for the demo only. Real reports are tailored to the listing URL you submit and are AI-generated screening tools — always commission a RICS-accredited survey before exchanging contracts.